Tax·Money Guide
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Parking Account vs CMA vs MMF: Which Earns More on ₩10 Million?
Wait — Aren’t These All Just “Flexible Savings Accounts”? If you’ve spent any time in Korean personal finance forums, you’ve seen the debate: parking account, CMA, or MMF for your emergency fund? The three products look nearly identical on the surface — put money in, earn daily interest, pull it out whenever you need. But…
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Korea’s Housing Tax Break: 90% Goes to Seoul—What the 2026 Reform Means for You
The Tax Break Nobody Outside Seoul Is Really Using South Korea’s long-term holding special deduction — jangteuk gongje (장기보유특별공제) in Korean — is supposed to reward homeowners who hold property for years. In principle it applies nationwide. In practice, it is one of the most geographically concentrated tax reliefs in the Korean fiscal system. In…
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ISA, Pension Savings, IRP in a Rate-Hike Environment: How to Use Korea’s Tax-Advantaged Accounts
When Markets Rally and Rates Rise, What Should You Check First? The KOSPI crossed 9,000 in June 2026. The Bank of Korea began officially signaling a rate hike. The won-dollar exchange rate averaged over 1,500 for the first time since the 1997–98 financial crisis (Yonhap News, June 28, 2026). Amid all this noise, the question…