Real Estate·Loans
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Seoul Apartment Sales Outpace Rentals for First Time in Six Years — As Stress-DSR Phase 3 Kicks In
A Six-Year Flip: Seoul Apartment Sales Have Overtaken Rentals Something unusual happened in Seoul’s housing market in June 2026: monthly apartment purchase transactions exceeded rental (jeonse) transactions for the first time in six years. Reports from multiple property data outlets, including Business Plus and Korea Public Policy News (July 1, 2026), confirm the shift. As…
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Seoul’s Mid-Price Apartments Are Vanishing: 180,000 Units Gone in a Year
180,000 Apartments Have Disappeared A figure reported exclusively by Financial News on June 30, 2026, deserves a close look: the number of Seoul apartments priced at 150 million won (KRW) or below dropped by approximately 180,000 units over a single year, with this price tier’s share of all Seoul apartments shrinking by 9 percentage points.…
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Dongtan, Giheung, Guri: LTV Drops to 40% Today — What the Triple Restriction Means
What Changed at Midnight — July 1, 2026 Three satellite cities outside Seoul — Hwaseong Dongtan, Yongin Giheung, and Guri — woke up on July 1, 2026, under a triple-layer of real estate controls. As of midnight, all three were designated Adjustment Target Zone, Overheating District, and Land Transaction Permit Zone simultaneously. The immediate effect:…
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Seoul’s Housing Rally Spreads to All 25 Districts — and Dongtan Is Up 11% This Year
Seoul’s Rising Apartment Prices Are No Longer a Gangnam Story For most of the past year, the narrative about Seoul’s housing market centered on Gangnam, Seocho, and the so-called “Ma-Yong-Seong” corridor — Mapo, Yongsan, and Seongdong districts. Then came the week of June 22–28, 2026: all 25 of Seoul’s autonomous districts posted apartment price increases…
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It Wasn’t Gangnam — Dongtan Just Posted Korea’s Highest Monthly Apartment Price Gain
It Wasn’t Gangnam — Dongtan Just Posted Korea’s Highest Monthly Apartment Price Gain For most of the past decade, when you asked which part of Korea was seeing the fastest home price increases, the answer was usually Gangnam, Seocho, or one of Seoul’s elite southern districts. June 2026 changed that story. According to KB Real…
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Korea Mortgage Shift: Variable Rate Share Hits 58% as Fixed-Rate Costs Climb
Fixed Rates Keep Rising — So Why Is Everyone Choosing Variable? In May 2026, nearly six out of ten new mortgage borrowers in South Korea chose a variable-rate loan. That’s according to data compiled by the Bank of Korea and reported by Yonhap News on June 26, 2026. The share of fixed-rate mortgages fell to…
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One Year of Korea’s June 27 Loan Crackdown — Did It Work?
One Year of Korea’s June 27 Loan Crackdown — Did It Work? Exactly one year ago today, South Korea’s financial regulators unveiled a sweeping package of household lending restrictions under what became known as the “6·27 Measures.” The goals were clear: slow down surging mortgage volumes, curb household debt growth, and cool overheated housing prices—particularly…
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Your 2021 Fixed Rate Is Expiring: What the 2026 Payment Shock Looks Like
The 2021 “Lucky Rate” Is Sending a 2026 Bill In 2021, Korean homebuyers locked into mortgage rates that look almost fictional today. With the Bank of Korea’s benchmark rate sitting at 0.5–1.0%, mixed-rate (hybrid) mortgages—the most common product offering five years of fixed interest before switching to a floating rate—were priced at roughly 2.0–3.5% per…
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Korea’s Jeonse Loan Squeeze: Who Gets Hit by the Triple Crackdown
How Jeonse Loans Became the Villain in Korea’s Housing Story In June 2026, the Korean government turned its sights on jeonse loans — the financing behind Korea’s unique lump-sum lease deposit system. The spark came from the top. In early June, President Lee Jae-myung described jeonse as “effectively private moneylending” (Chosun Biz, June 9, 2026)…
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Credit Freeze: How to Fund Your Home When Every Door Is Closing
Mortgage Doors Closed. Now They’re Shutting Personal Loans Too Walk into a Korean bank branch in the third week of June, and you’ll notice the quiet. Mortgage lending has been tightened for months, and now banks are pulling back on personal (unsecured) credit lines as well. According to a June 20, 2026 report from christiandaily.co.kr,…